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© 2026. The Purpl Co Limited. All rights reserved.
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© 2026. The Purpl Co Limited. All rights reserved.
4 min read
Written by
Fish Insurance
Published on
February 19, 2026
Written by Fish Insurance, UK specialist disability insurance provider.
Last reviewed: February 2026 by the Fish Insurance Specialist Team
Editorial note: This article has been reviewed by the Purpl editorial team for clarity and accessibility. The insurance content and policy details are provided by Fish Insurance.
Travelling with a disability or pre existing medical condition often requires more preparation — especially when arranging suitable travel insurance.
Fish Insurance has specialised in insurance for people with disabilities and long-term medical conditions for over 50 years. In this guide, we explain what to look for in disability travel insurance, how specialist policies work, and how Fish Insurance supports people with medical conditions and mobility needs through AllClear Travel Insurance, with no upper age limit.
If you are searching for the best travel insurance for pre existing conditions in the UK, understanding how specialist cover differs from standard policies is an important first step.
Standard travel insurance policies are not always built with complex medical histories, mobility equipment or ongoing treatment in mind.
If you live with a disability or long-term health condition, choosing specialist disability travel insurance can help protect you against:
Specialist providers assess declared medical conditions individually rather than applying blanket exclusions. This can make a significant difference when arranging cover.
AllClear Travel Insurance focuses on meeting the needs of people with pre existing medical conditions and additional support requirements.
Key features include:
For many travellers, this specialist structure gives reassurance because insurers assess their health circumstances properly.
AllClear Travel Insurance offers a wide range of benefits, which can include:
Cover limits and exclusions apply.
Policy wording should always be reviewed carefully to ensure the cover meets your individual needs.
Depending on your travel plans, there are several policy options:
This flexibility allows travellers to choose insurance that reflects how they travel.
Fish Insurance has focused on disability-related insurance for more than five decades.
When arranging cover introduced by Fish Insurance, you benefit from:
In addition to travel insurance, Fish Insurance also provides cover for mobility scooters, wheelchairs and lifestyle products – supporting independence both at home and abroad.
Purpl members receive a 10% discount on AllClear Travel Insurance introduced by Fish Insurance.
Please note: The 10% discount does not apply to any premium paid for medical conditions.
For full terms and conditions, please review the policy documentation.
To speak directly with the Fish Insurance team:
Email: [email protected]
Telephone: 0333 331 3770
Disability travel insurance gives people with disabilities and long-term medical conditions access to specialist cover. Insurers assess declared conditions individually instead of excluding them automatically.
Yes. Specialist providers such as AllClear offer cover for over 1,300 medical conditions as standard. All medical information must be declared during the application process.
The best policy depends on your individual medical history, destination and travel plans. AllClear specialises in providing travel insurance for people with medical conditions and offers cover with no upper age limit.
AllClear Travel Insurance has no upper age limit.
Cover can include owned or hired mobility aids and medical equipment. Policy limits and exclusions apply and should be checked carefully.
No. The discount does not apply to any premium paid for medical conditions.
Fish Insurance is a trading style of Fish Administration Ltd. Fish Administration Ltd is authorised and regulated by the Financial Conduct Authority (Firm Reference Number 310172).
Fish Administration Ltd is registered in England & Wales. Company Registration Number 4214119. Registered Office: Rossington’s Business Park, West Carr Road, Retford, Nottinghamshire, DN22 7SW. FP26029.
Fish Insurance has specialised in disability and medical condition insurance for over 50 years, supporting customers across the UK.
Other articles, or links, you might find useful:
How to Travel Abroad If You’re Disabled: A Purpl Guide to Stress-Free Adventures
Going Abroad On PIP: The 4-Week Rule That Could Pause Your Payments
How to Get 25% Off Disneyland Paris Tickets as a Disabled Guest
Airport Parking for Blue Badge Holders – A Guide to Holiday Parking for Disabled People