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© 2026. The Purpl Co Limited. All rights reserved.
Quick summary: what is the Purpl CoverMy Pet discount? Looking for a verified CoverMy Pet discount? Purpl partners with CoverMy Pet to provide verified savings for eligible people with disabilities and long-term health conditions, as well as carers. CoverMy Pet provides UK pet insurance for cats and dogs, with both Time Limited and Lifetime policies, flexible vet-fee limits and options for insuring several pets together. Purpl members can currently receive a £20 Amazon voucher when taking out an eligible single-pet policy or a £40 Amazon voucher with an eligible multi-pet policy, subject to the current offer terms.
You can save money with CoverMy Pet through the Purpl member Amazon voucher offers, by comparing Time Limited and Lifetime cover, choosing an excess that suits your budget and insuring several pets under one policy where appropriate.
Here are some of the main ways to manage the cost of CoverMy Pet insurance:
Securing affordable pet insurance is one of the best ways to shield your household from sudden financial strain. If you are managing chronic health conditions or living on benefits like PIP, ADP, or Universal Credit, understanding how insurance and veterinary charities work together is essential. Read our guide to learn how to check eligibility for charity assistance and what steps to take before a bill becomes a crisis.
Read my article: Help with vet bills for disabled people in the UK
Georgina, Founder of Purpl
Pets can play an important role in companionship, routine and family life, but unexpected veterinary costs can put additional pressure on households already dealing with the extra cost of disability.
CoverMy Pet keeps its main cat and dog insurance range relatively straightforward, with two core policy types and the ability to adjust both the level of cover and excess. Customers can also manage aspects of their policy online, which may reduce the need for lengthy telephone administration.
Time Limited cover: CoverMy Pet's Time Limited policy currently provides up to £3,000 in vet-fee cover and covers an eligible condition for up to 365 days, or until the applicable benefit limit is reached.
Lifetime cover: CoverMy Pet Lifetime policies provide annual vet-fee limits ranging from £2,000 to £10,000. Eligible ongoing conditions can continue to be covered year after year as long as the policy is renewed without a break and the policy conditions continue to be met.
Complementary treatment: Depending on the policy, CoverMy Pet provides cover towards eligible complementary treatments such as physiotherapy, hydrotherapy and acupuncture.
Third-party liability for dogs: CoverMy Pet dog policies include third-party liability cover, with the limit depending on the policy selected.
Theft, straying and death: CoverMy Pet policies can include benefits if an insured pet is stolen, goes missing or dies following an eligible accident or illness, subject to the policy limits and conditions.
Holiday cancellation: CoverMy Pet policies can include eligible holiday cancellation costs when the policy conditions are met.
Yes. CoverMy Pet allows the policyholder to add an authorised contact, such as a partner, friend or family member, who can speak to CoverMy Pet and make enquiries or payments on their behalf.
This could be particularly useful for somebody who wants a carer or trusted person to help with insurance administration. CoverMy Pet states that an authorised contact cannot make certain policy changes, including upgrading, downgrading or cancelling the policy.
CoverMy's website also provides built-in accessibility controls including text-size adjustment, high contrast, link underlining and a readable-font option.
Purpl Tip:
If dealing with insurance admin can become difficult during periods of fatigue, illness or cognitive overload, consider adding a trusted authorised contact before you need their help. They can then speak to CoverMy Pet about enquiries and payments on your behalf.
CoverMy Pet states that its policies do not cover pre-existing conditions. This includes relevant illnesses, injuries or symptoms that existed before the insurance began, subject to the definitions in the individual policy wording.
Routine care and other policy exclusions are also not covered. Customers should therefore read the current policy wording and Insurance Product Information Document before buying rather than selecting a policy solely on its monthly premium or headline vet-fee limit.
There are also waiting periods at the start of CoverMy Pet policies. Current CoverMy Pet information states that accidental injury claims are not covered during the first five days and other types of cover have a 14-day initial waiting period.
CoverMy Pet's customer service team is currently available weekdays from 8am to 8pm and weekends from 9am to 6pm.
Manage your CoverMy Pet policy
CoverMy Pet insurance information
Telephone: 0208 626 9454
Email: [email protected]
CoverMy is a trading name of Reach Financial Services Limited, which is authorised and regulated by the Financial Conduct Authority under FCA Register Number 302801.
CoverMy Pet asks customers making a claim to complete the appropriate claim form and provide supporting information such as an itemised vet invoice, consultation or treatment notes and, for a first claim or where required, the pet's clinical history.
Completed claims and supporting documents can currently be sent to [email protected]. If a claim is approved, CoverMy Pet can pay the policyholder, a nominated account, by cheque or directly to the veterinary practice when this has been agreed in advance.
CoverMy Pet provides a 14-day cancellation period. Its current information states that customers cancelling within this period can receive a full refund where the applicable conditions are met.
Customers who cancel after the first 14 days are currently charged a £7.50 cancellation fee. CoverMy Pet also lists a £5 fee for selected policy changes and a £12 renewal fee.
CoverMy Pet policies automatically renew unless the customer asks for cover to stop. The company says it contacts customers at least 21 days before renewal so they can review the policy, make changes or cancel.
Veterinary costs can be difficult to predict, and an unexpected illness or accident can create another significant household expense. This can be particularly challenging for disabled people, carers and families already managing additional costs connected with disability.
CoverMy Pet offers flexible Time Limited and Lifetime policies, multi-pet insurance, direct-to-vet claim payments and the ability to nominate another person to help with policy enquiries.
By partnering with Purpl, CoverMy Pet enables eligible members to receive a £20 Amazon voucher with a qualifying single-pet policy or £40 Amazon voucher with a qualifying multi-pet policy, supporting Purpl's disabled-led mission to help reduce the extra cost of living with a disability.
You can save money with CoverMy Pet through the Purpl member Amazon voucher offers, by comparing Time Limited and Lifetime cover, choosing an excess that suits your budget and insuring several pets under one policy where appropriate.
Here are some of the main ways to manage the cost of CoverMy Pet insurance:
Securing affordable pet insurance is one of the best ways to shield your household from sudden financial strain. If you are managing chronic health conditions or living on benefits like PIP, ADP, or Universal Credit, understanding how insurance and veterinary charities work together is essential. Read our guide to learn how to check eligibility for charity assistance and what steps to take before a bill becomes a crisis.
Read my article: Help with vet bills for disabled people in the UK
Georgina, Founder of Purpl
Pets can play an important role in companionship, routine and family life, but unexpected veterinary costs can put additional pressure on households already dealing with the extra cost of disability.
CoverMy Pet keeps its main cat and dog insurance range relatively straightforward, with two core policy types and the ability to adjust both the level of cover and excess. Customers can also manage aspects of their policy online, which may reduce the need for lengthy telephone administration.
Time Limited cover: CoverMy Pet's Time Limited policy currently provides up to £3,000 in vet-fee cover and covers an eligible condition for up to 365 days, or until the applicable benefit limit is reached.
Lifetime cover: CoverMy Pet Lifetime policies provide annual vet-fee limits ranging from £2,000 to £10,000. Eligible ongoing conditions can continue to be covered year after year as long as the policy is renewed without a break and the policy conditions continue to be met.
Complementary treatment: Depending on the policy, CoverMy Pet provides cover towards eligible complementary treatments such as physiotherapy, hydrotherapy and acupuncture.
Third-party liability for dogs: CoverMy Pet dog policies include third-party liability cover, with the limit depending on the policy selected.
Theft, straying and death: CoverMy Pet policies can include benefits if an insured pet is stolen, goes missing or dies following an eligible accident or illness, subject to the policy limits and conditions.
Holiday cancellation: CoverMy Pet policies can include eligible holiday cancellation costs when the policy conditions are met.
Yes. CoverMy Pet allows the policyholder to add an authorised contact, such as a partner, friend or family member, who can speak to CoverMy Pet and make enquiries or payments on their behalf.
This could be particularly useful for somebody who wants a carer or trusted person to help with insurance administration. CoverMy Pet states that an authorised contact cannot make certain policy changes, including upgrading, downgrading or cancelling the policy.
CoverMy's website also provides built-in accessibility controls including text-size adjustment, high contrast, link underlining and a readable-font option.
Purpl Tip:
If dealing with insurance admin can become difficult during periods of fatigue, illness or cognitive overload, consider adding a trusted authorised contact before you need their help. They can then speak to CoverMy Pet about enquiries and payments on your behalf.
CoverMy Pet states that its policies do not cover pre-existing conditions. This includes relevant illnesses, injuries or symptoms that existed before the insurance began, subject to the definitions in the individual policy wording.
Routine care and other policy exclusions are also not covered. Customers should therefore read the current policy wording and Insurance Product Information Document before buying rather than selecting a policy solely on its monthly premium or headline vet-fee limit.
There are also waiting periods at the start of CoverMy Pet policies. Current CoverMy Pet information states that accidental injury claims are not covered during the first five days and other types of cover have a 14-day initial waiting period.
CoverMy Pet's customer service team is currently available weekdays from 8am to 8pm and weekends from 9am to 6pm.
Manage your CoverMy Pet policy
CoverMy Pet insurance information
Telephone: 0208 626 9454
Email: [email protected]
CoverMy is a trading name of Reach Financial Services Limited, which is authorised and regulated by the Financial Conduct Authority under FCA Register Number 302801.
CoverMy Pet asks customers making a claim to complete the appropriate claim form and provide supporting information such as an itemised vet invoice, consultation or treatment notes and, for a first claim or where required, the pet's clinical history.
Completed claims and supporting documents can currently be sent to [email protected]. If a claim is approved, CoverMy Pet can pay the policyholder, a nominated account, by cheque or directly to the veterinary practice when this has been agreed in advance.
CoverMy Pet provides a 14-day cancellation period. Its current information states that customers cancelling within this period can receive a full refund where the applicable conditions are met.
Customers who cancel after the first 14 days are currently charged a £7.50 cancellation fee. CoverMy Pet also lists a £5 fee for selected policy changes and a £12 renewal fee.
CoverMy Pet policies automatically renew unless the customer asks for cover to stop. The company says it contacts customers at least 21 days before renewal so they can review the policy, make changes or cancel.
Veterinary costs can be difficult to predict, and an unexpected illness or accident can create another significant household expense. This can be particularly challenging for disabled people, carers and families already managing additional costs connected with disability.
CoverMy Pet offers flexible Time Limited and Lifetime policies, multi-pet insurance, direct-to-vet claim payments and the ability to nominate another person to help with policy enquiries.
By partnering with Purpl, CoverMy Pet enables eligible members to receive a £20 Amazon voucher with a qualifying single-pet policy or £40 Amazon voucher with a qualifying multi-pet policy, supporting Purpl's disabled-led mission to help reduce the extra cost of living with a disability.