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How to Challenge a PIP Decision in the UK: What to Do If Your Claim Is Refused or Underpaid

Written by

Sammi Leaver

Published on

July 2, 2025

Female in a wheelchair who has short, mousey blonde hair and glasses, with a headset on, sat in her wheelchair at a desk and typing on her laptop. Text reads: How to Challenge a PIP Decision in the UK What to Do If Your Claim Is Refused or Underpaid

If you’ve made a PIP claim and the outcome doesn’t feel right — maybe you’ve been refused, or you’ve been awarded a lower rate than expected — you’re not alone.

Thousands of people across the UK challenge their PIP decision every year. And many win.

With proposed welfare reforms now making headlines, and growing public concern over the government vote on PIP, it’s more important than ever to understand your rights and how to push back if you’ve been let down.


What is PIP?

Personal Independence Payment (PIP) is a benefit for people aged 16 to State Pension age who live with a long-term physical or mental health condition or disability. It helps with extra daily living or mobility costs.

You don’t need a diagnosis to apply — it’s about how your condition affects your life, not just your medical records.

There are two parts to PIP:

  • Daily Living (for help with tasks like eating, dressing, managing money)
  • Mobility (for help with getting around)

Each part has two rates: standard and enhanced. Your PIP rate depends on how many points you score during the PIP assessment.


Why Do PIP Claims Get Refused?

PIP decisions can feel unfair — and often are. Your claim might be refused or reduced because:

  • The assessor misunderstood your condition
  • You couldn’t explain everything clearly under pressure
  • They didn’t see how variable or invisible symptoms affect you
  • They assumed you could do things reliably, which includes safely, repeatedly and in a reasonable time
  • They didn’t request or properly consider medical evidence

Even people with long-term conditions and previous awards can be denied after a PIP review or reassessment.

If that’s happened to you — keep going. You have the right to challenge a PIP decision.


Step 1: Read Your PIP Decision Letter

Your letter will break down your points and which descriptors they think apply to you.

Check it against the official PIP form descriptors (available on gov.uk or via Citizens Advice).

Many people don’t realise they can challenge it — or they’re told there’s no point. But in 2023 alone, over 70% of PIP appeals were successful.


Step 2: Ask For a Mandatory Reconsideration

Before you appeal, you need to request a Mandatory Reconsideration — this is where the DWP looks at your claim again.

You can request it:

  • By calling the PIP contact number on your decision letter
  • Or by writing a letter explaining why the decision is wrong

This is your chance to provide extra details or evidence — from doctors, carers, support workers, or even a detailed diary of your symptoms.

You have one month to do this after getting your letter, but late requests can be accepted with a good reason.


Step 3: Appeal to a Tribunal

If the Mandatory Reconsideration doesn’t change the result, your next step is to appeal. This goes to an independent tribunal — not the DWP.

You’ll need:

  • The Mandatory Reconsideration Notice
  • The SSCS1 appeal form (search “PIP appeal form”)
  • A clear explanation of why you disagree
  • Any supporting documents

You might be invited to a hearing — usually online or by phone. While it can feel intimidating, many people find it empowering to explain their PIP disability experience in their own words.


How Much is PIP in 2025?

Current PIP payment rates (from April 2025) are:

  • Daily Living:
    • Standard: £72.65
    • Enhanced: £108.55
  • Mobility:
    • Standard: £28.70
    • Enhanced: £75.75

If you get the enhanced mobility component, you might also qualify for the PIP car scheme through Motability.

Wondering how much are PIP payments, or how much is PIP per week? You can check current rates on the official government site — but always check if you’re on the correct amount based on your needs.


What’s Happening With PIP Now?

There’s been a lot of PIP news lately. After a government welfare bill was passed in Parliament in July 2025, ministers now have the green light to move forward with big changes to PIP — including:

  • Removing cash payments for some people
  • Introducing vouchers or grants instead
  • Making it harder to qualify, especially for mental health

While these PIP changes aren’t law yet, the vote result has sparked anger and fear across the UK.

Many are calling for a government U-turn on PIP, especially after it was revealed the cuts could push 250,000 people into poverty. You may have seen terms like “PIP U-turn”, “PIP bill”, or “PIP vote Parliament” trending online.


Where to Get Help With Your PIP Claim

You don’t have to go through this alone. These organisations can help:

  • Citizens Advice – help with your PIP application, appeal or reconsideration
  • Scope – disability support helpline: 0808 800 3333
  • Disability Rights UK – PIP guides and factsheets
  • Shout – text SHOUT to 85258 for 24/7 mental health support
  • Z2K – legal advice and help challenging unfair decisions
  • Benefits and Work – in-depth guides (some require a small fee)

Final Thoughts

Challenging a PIP benefit decision takes time, energy and strength — especially when you’re already managing your health.

But it’s your right to ask for what you’re entitled to.
Whether you’re applying for the first time, dealing with a PIP review, or appealing a decision, remember:

You matter.
Your needs matter.
And you are not alone.

Profile image of Sammi wearing a beige beanie and smiling, next to text introducing her as Senior Marketing Manager at Purpl, an autistic advocate for disabled and neurodivergent people who champions accessibility, inclusion, and financial empowerment through community-driven storytelling.

Sammi is autistic, has ADHD, and lives with POTS. She’s passionate about disability advocacy, accessibility, and creating spaces where people feel seen, heard, and understood. With a sharp sense of humour and a deep love for community, she speaks openly about the realities of being neurodivergent across all of her personal platforms, always aiming to challenge stigma, spark conversations, and remind others they’re not alone.

Other articles you might like:
What the UK Spending Review Means for Disabled People in the UK
PIP Changes 2025: Everything You Need to Know About the New Personal Independence Payment Rules
How are PIP Points Given? Understanding PIP Descriptors and Scoring for Maximum Benefits
Tell Your MP: Stop the PIP Cuts

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